Your uninvested funds can work harder for you
We would like to remind you that XTB is maintaining our current interest rates for your uninvested funds. This means you can continue to earn a competitive *5.2% interest rate per annum on your uninvested GBP cash balances.
- No balance limits: Earn this competitive rate regardless of the amount.
- Daily calculation, monthly payments: Your interest is calculated daily and paid monthly to your account.
- Passive income: Earn interest while you focus on your investment strategy.
- Competitive rates across currencies: We also offer attractive interest rates on USD (5%) and EUR (3.8%).
Simply log in to your XTB account. Your uninvested GBP funds will automatically begin accruing interest.
Start investing today or test a free demo
Open account Try demo Download mobile app Download mobile appThis interest rate reflects our ongoing commitment to providing good outcomes, value and flexibility to our clients. Should there be any changes to our interest rates, we'll be sure to keep you informed.
Inactivity Fees: Please be aware that XTB Ltd. charges monthly inactivity fees on accounts that have not traded within the last 365 days, deposited within the last 90 days or do not have open positions.
Your capital is at risk. XTB Ltd. is a global fintech, not a bank. Deposits should be made for investment purposes only. T&Cs apply. * Rate subject to change.
This content has been created by XTB S.A. This service is provided by XTB S.A., with its registered office in Warsaw, at Prosta 67, 00-838 Warsaw, Poland, entered in the register of entrepreneurs of the National Court Register (Krajowy Rejestr Sądowy) conducted by District Court for the Capital City of Warsaw, XII Commercial Division of the National Court Register under KRS number 0000217580, REGON number 015803782 and Tax Identification Number (NIP) 527-24-43-955, with the fully paid up share capital in the amount of PLN 5.869.181,75. XTB S.A. conducts brokerage activities on the basis of the license granted by Polish Securities and Exchange Commission on 8th November 2005 No. DDM-M-4021-57-1/2005 and is supervised by Polish Supervision Authority.