Knowledge Base

search results for

Search results for

We couldn’t find any articles

Reading time: 3 minute(s)

Why You Should Maximise Your ISA Allowance Before April 5th with XTB

As the end of the tax year approaches on April 5th, it’s essential to ensure you’ve maximised your Individual Savings Account (ISA) allowance. Failing to do so means losing out on valuable tax benefits that can help grow your investments more efficiently. In this article, we’ll explore why you should take full advantage of your ISA allowance and how XTB can fit into your broader investment strategy.

Read more

Reading time: 4 minute(s)

Refer a Friend FAQs

Referring friends to XTB is a simple and rewarding way to share the benefits of trading with a trusted global broker. Whether you’re an experienced trader or just getting started, XTB’s Refer a Friend program lets you and your friends enjoy exclusive perks. In this article, we’ll walk you through how the program works, the benefits you can unlock, and tips to maximise your rewards. If you're looking for an easy way to boost your trading experience, keep reading to learn how you can start referring today!

Read more

Reading time: 9 minute(s)

What is liquidity in the financial markets & business?

Discover the critical role of liquidity in financial markets and business operations. Learn how the ease of converting assets into cash can drive investment strategies and ensure business stability. This article breaks down the benefits, risks, and essential insights about liquidity role in global business and financial operations.

Read more

Reading time: 9 minute(s)

Market swings: The role of volatility and uncertainty

Risk and volatility may discourage lots of people from investing. But history tells, that the financial market may be a huge vehicle of long term wealth. So the question is how to deal with market risk and uncertainty, which are always actual in both investing and business. A deep understanding of the market's nature isn’t just helpful. It's essential. Let’s dive in.

Read more

Reading time: 11 minute(s)

What is the dollar index, and how does it work?

Dollar index investing means profiting from changes in the USD’s strength relative to foreign currencies. This article explains the basics, strategies, and factors any investor and trader needs to know about the US dollar index. Key Takeaways The U.S. Dollar Index measures the strength of the USD against a basket of six major currencies, with the euro having the most significant influence. Reading above 100 levels signals, that US dollar strengthened vs the currencies in the basket, while below 100 signals that US dollar is weaker than currencies cumulative power Key factors affecting the Dollar Index include Federal Reserve policies, economic indicators, and global events, which can lead to substantial fluctuations - weakening (recessions, large US - Europe bond yield spreads, financial crises or even higher risk appetite) or strengthening US dollar (high oil prices, strong macro data, higher inflation, lower risk appetite) Investors can utilise dollar index futures and various trading strategies, such as fundamental and technical analysis, to enhance their investment decisions and manage risks. US Dollar index  (so-called DXY) derivatives (such as USDIDX) are objects of global market trades and speculators.

Read more

Reading time: 4 minute(s)

Where Her Money Works

For too long, women have been underrepresented in financial conversations despite their incredible ability to manage, save, and invest wisely. At XTB, we’re committed to breaking down barriers and ensuring that everyone has the tools and knowledge to take control of their financial future. This International Women’s Day, we’re highlighting the incredible women driving change in finance. Women like Charlotte Jessop, Kia Commodore, and Abigail Foster are on a mission to make money talk more accessible and help women feel confident about managing and investing their money. Historically, financial spaces have been male-dominated, leaving women with fewer opportunities to engage in conversations about wealth-building. Despite women owning 43% of Stocks and Shares ISAs in the UK, this drops to just 38% for young professionals aged 25-34. Research by XTB and HMRC shows that women, particularly in southwest England, are strong savers holding 57% of all Cash ISAs — but remain cautious investors. However, with growing representation and access to financial education, more women are now taking control of their financial futures. In this conversation, Charlotte, Kia, and Abigail share their journeys, the challenges they’ve faced, and tips on how women can take charge of their finances. At XTB, we believe that financial empowerment should be accessible to everyone. That’s why we provide over 160 hours of educational content, including eBooks, comprehensive educational articles, YouTube videos, and expert market analysis, to help individuals make informed investment decisions. Our goal is to break down the complexities of finance and ensure that everyone, regardless of their background, has the knowledge and tools to invest confidently.

Read more

Reading time: 2 minute(s)

Interest Rate Promotional Offer FAQs

Are you looking for a way to make the most of your uninvested funds while benefiting from tax-efficient savings? XTB’s latest Stocks & Shares ISA promotion offers an attractive opportunity for both new and existing clients. From March 1, 2025, to April 30, 2025, account holders can enjoy a boosted interest rate of **6.5% AER** for the first 90 days. This limited-time offer provides a significant advantage over the standard 4.5% variable rate, allowing you to maximise your savings effortlessly. In this guide, we’ll answer the most frequently asked questions about the promotion, including eligibility, interest payouts, and key terms. Whether you're considering opening an ISA or already have one with XTB, here’s everything you need to know to take full advantage of this offer.

Read more

Reading time: 2 minute(s)

Vanguard is the new king of ETFs

ETFs have been gaining more and more popularity in recent years. It is no wonder, this passive investment tool is known for its very low fees, flexibility and simplicity, and compared to regular actively managed funds, ETFs are much cheaper and generally achieve much higher performance, with people being able to make their purchases or sales in real time, for example via mobile applications. For many years, the world leader in ETFs for the most famous American stock index S&P 500 was the fund with the abbreviation SPY from State Street. However, a few days ago, the fund with the abbreviation VOO from the rival company Vanguard surpassed it in the volume of managed assets. There is currently 632 billion USD in the Vanguard fund and 23 billion USD has flowed into it since the beginning of this year. There is currently 630 billion USD in the SPY fund, see. picture.

Read more

Reading time: 12 minute(s)

Taiwan Semiconductor Manufacturing Company (TSMC): A Global Semiconductor Powerhouse

In a world where technology drives nearly every aspect of life, one company stands as the invisible engine powering the devices we rely on every day — Taiwan Semiconductor Manufacturing Company (TSMC). Behind the screens of our phones, the intelligence of artificial intelligence, and the speed of cutting-edge electronics lies TSMC’s ground-breaking chips. TSMC has not only shaped the semiconductor industry but also transformed the global tech landscape. From its modest beginnings to its status as an indispensable part of the global technology supply chain, TSMC’s journey reflects both Taiwan’s rise as a tech powerhouse and the rapid advancements in the semiconductor industry.

Read more

Reading time: 5 minute(s)

When is the Best Time to Buy and Sell Stocks?

You know that feeling when you're rushing to catch a bus, and you just miss it? It’s frustrating. Now, imagine that bus is a stock, and it’s speeding by in front of you. Buy it too early, and you might find yourself stuck in traffic; wait too long, and you’ll see your investment zoom past. Whether you're looking to buy into a company that's about to surge or sell just before it crashes, finding that sweet spot is the key to making the most of your investments. But here’s the catch — nailing the perfect moment to jump in or out is more of an art than a science. So, how do you time the stock market without feeling like you’re gambling with your future?

Read more

Reading time: 26 minute(s)

Gold Trading: A Beginner's Guide

Cultural backgrounds recognise gold as a safe investment by many people around the world – even those who do not deal with the financial markets in terms of supply and demand for gold or price movements. Gold historically is seen as an asset that maintains its value despite economic uncertainty or price fluctuations due to its unique properties. Investing in gold has always been an attractive option for investors looking to diversify their portfolios, hedge against inflation, or simply enjoy the beauty, value of gold and prestige of owning gold as a physical commodity. Today, technological advances have created various ways and gold options to invest in the precious metal - even from the palm of your hand. In this article you will learn how to buy and trade gold, how to trade gold CFDs and what is the best time to choose to start trading gold.

Read more

Reading time: 5 minute(s)

Best Stocks to Buy Ahead of Valentine’s Day 2025

Valentine’s Day is just around the corner, and while love is in the air, so is the sweet scent of consumer spending! Whether it's diamonds, chocolates, or that perfect weekend getaway, Cupid's arrow strikes the stock market too. For many investors, it’s not just about buying flowers for your partner, it's about buying stocks that are set to bloom with the season. So, if you’re ready to make your portfolio a little more lovable, here are the best stocks to look out for ahead of February 14th. Let’s dive into the romantic world of retail, gifts, and sweet returns!

Read more

Reading time: 9 minute(s)

Super Micro Computer Inc: Building the Servers of Tomorrow, Today

A trend that is playing a key role in the stock rally that is happening at the moment is the continued optimism for artificial intelligence technologies driving up technology stocks. AI infrastructure is currently booming, fueled by surging demand from data centres and enterprises.Polaris Market Research predicts the market will reach $197.39 billion by 2030, up from $23.54 billion in 2021 poised to grow at a significant CAGR of 27.6%. Nvidia (-2.5%, $905), a prominent semiconductor designer, along with well-known technology giants such as Microsoft (+0.11, $415) and Amazon (+0.92%, $177), has greatly profited from this technological revolution. Nevertheless, the recent quarterly earnings reports have shed light on winners within the AI server sector as well. One particular stock, which has surged over 1,100% in the past year, has sparked concerns regarding its current valuation.

Read more

Reading time: 8 minute(s)

5 common mistakes to avoid when investing

Investing can be one of the most effective ways to build wealth and achieve financial independence, but it’s not without its pitfalls. Even the most seasoned investors make mistakes that can cost them time, money, and opportunities. Whether you’re new to the market or a seasoned trader, recognising common investment mistakes can help you make smarter decisions and avoid costly errors. From chasing hot stocks to neglecting proper research, these missteps can undermine your investment strategy and long-term goals. In this guide, we’ll explore the five most common mistakes investors make and how you can avoid them, empowering you to approach the market with confidence and a clear plan. Avoiding these errors can make all the difference between financial success and missed opportunities.

Read more

Reading time: 12 minute(s)

Investing amid geopolitical tensions

Key Takeaways  Geopolitical risks refer to political and economic uncertainties arising from global tensions, wars, and policy changes that can significantly impact asset prices. Investing amid geopolitical tensions requires understanding how these risks affect different asset classes. Some assets can significantly gain during those events, and some may face crashes The globalisation trend supported global economies and markets during the last decades. If this trend is changing, investors should analyse how it can impact their portfolio Some assets, such as commodities, precious metals and defence stocks, can gain during periods of geopolitical instability. However, this reaction is never guaranteed and easy to predict Diversification by focusing on less vulnerable stocks, hedging and collecting uncorrelated assets to portfolios can help to mitigate risks. Analysing aerospace & defence, consumer staples and utilities stocks, precious metals and soft commodities, as well as VIX may give investors an edge during geopolitical tensions  Geopolitical tensions, ranging from international conflicts to trade wars and political instability, can create significant uncertainties in the financial markets. Every uncertainty may be an opportunity, but some of the unexpected events may lead to significant market corrections and crises. Global trade tensions can lead to volatile asset prices and disrupt global economic activities. Answering the question of how to navigate these challenges may be crucial for maintaining a resilient investment portfolio. This article will explore how to invest amid geopolitical tensions, highlighting which assets are less vulnerable and which can benefit from such periods of instability.

Read more

Reading time: 10 minute(s)

Nvidia investing: AI Innovation and Digital Transformation

Nvidia is one of the technology leaders fundamentally changing the future of digital innovation. Starting as a graphics card manufacturer for gaming and research centres, it has risen to the forefront of high-performance computing, with almost 90% market share across global GPU markets driving global artificial intelligence (AI) capabilities. Nvidia graphic cards are no longer dedicated to gamers. The largest companies in the world in 2023 and 2024 were in a rush to buy Nvidia GPUs. But will it last forever?

Read more

Join over 1 Million investors from around the world

This page uses cookies. Cookies are files stored in your browser and are used by most websites to help personalise your web experience. For more information see our Privacy Policy